Post by account_disabled on Feb 26, 2024 23:18:45 GMT -5
Although we can always make changes and improvements in our lives, the beginning of a new year is a good excuse to set new resolutions and start working towards objectives. Have you already defined yours for 2018? Maybe they have to do with your physical appearance, health, finances, your emotional or work state, but among all of these, did you consider preventing eventualities? If any of your goals are related to savings, you will surely have in mind buying a car, putting down a down payment on a house or going on vacation to that desired place. However, it would be worth starting to think about your future and that of your loved ones. family on financial security issues. Have you ever wondered what would happen to your family if the breadwinner could no longer work, became seriously ill, or died? We agree that these are unpleasant or difficult topics to think about, but continuing to ignore them is not the best solution.
According to HSBC and a survey of more than a thousand people in Mexico, 50 percent consider that their family “could barely survive if they suffered a serious long-term illness or acquired a Chinese Thailand Phone Number List permanent disability.” Although 74 percent of Mexicans say they prioritize the health and well-being of their family, eight out of 10 families do not have some type of financial protection for the future. Currently only 11 percent have money saved to prevent eventualities should they arise. 82 percent do not have insurance to cover them if they are diagnosed with a serious illness and 79 percent do not have a policy to protect their family in the event of death. How to prevent eventualities? “Mexicans like to support the family, however we avoid talking to them about the importance of protection in the future or how to deal with events that could change our lives. One of the best ways to prevent eventualities is to be covered with insurance , but few make it a priority,” shares Mauricio del Pozzo, General Director of HSBC Seguros México.
The main thing is planning before any eventuality occurs so as not to have an economic impact, in addition to the emotional one, that further complicates the situation. According to the study, only 21 percent of breadwinners have a will and 36 percent have talked to their children about future financial security. These data are an example of the need to prevent eventualities and consider options that provide security so as not to become decapitalized in the event of being in an unexpected situation or worse yet, falling into debt. “Identifying your own and family's future priorities and making plans to cover financial needs will help protect what you already have and recover more easily from any eventuality,” he adds. 5 situations to anticipate You still have time to reformulate your annual resolutions dedicated to saving or managing your finances and begin to contemplate a part of it to prevent eventualities. Below we share five situations for which you should be prepared: 1.- Disease. According to those interviewed, 38 percent warn that a serious illness, such as cancer, could cause significant financial consequences for their family; For this, there are insurance policies that cover certain diseases.
According to HSBC and a survey of more than a thousand people in Mexico, 50 percent consider that their family “could barely survive if they suffered a serious long-term illness or acquired a Chinese Thailand Phone Number List permanent disability.” Although 74 percent of Mexicans say they prioritize the health and well-being of their family, eight out of 10 families do not have some type of financial protection for the future. Currently only 11 percent have money saved to prevent eventualities should they arise. 82 percent do not have insurance to cover them if they are diagnosed with a serious illness and 79 percent do not have a policy to protect their family in the event of death. How to prevent eventualities? “Mexicans like to support the family, however we avoid talking to them about the importance of protection in the future or how to deal with events that could change our lives. One of the best ways to prevent eventualities is to be covered with insurance , but few make it a priority,” shares Mauricio del Pozzo, General Director of HSBC Seguros México.
The main thing is planning before any eventuality occurs so as not to have an economic impact, in addition to the emotional one, that further complicates the situation. According to the study, only 21 percent of breadwinners have a will and 36 percent have talked to their children about future financial security. These data are an example of the need to prevent eventualities and consider options that provide security so as not to become decapitalized in the event of being in an unexpected situation or worse yet, falling into debt. “Identifying your own and family's future priorities and making plans to cover financial needs will help protect what you already have and recover more easily from any eventuality,” he adds. 5 situations to anticipate You still have time to reformulate your annual resolutions dedicated to saving or managing your finances and begin to contemplate a part of it to prevent eventualities. Below we share five situations for which you should be prepared: 1.- Disease. According to those interviewed, 38 percent warn that a serious illness, such as cancer, could cause significant financial consequences for their family; For this, there are insurance policies that cover certain diseases.